reThought Flood has it covered.
Our policies cover any flood, from pluvial and coastal inundation to water-main breakage. Cover is broad, including basements and their contents, and loss of use. Uniquely, reThought Flood is able to cover schedules of properties under a single policy.


The reThought difference is our advanced data analytics. We use it to understand the flood risk facing every building in the US. It allows us to charge rates that match the risk exactly: affordable premiums for properties with moderate risk. Plus it makes our prices stable, because they are risk-based, not linked to broader market movements and recent loss histories. Our approach is collaborative. We work closely and directly with risk managers and their brokers to analyze flood risk in detail, and develop coverage best suited to their needs - including sometimes even recommending NFIP coverage backed by an excess layer from reThought’s panel of A-rated insurers.

reThought Flood is here for you.
reThought Flood delivers gold-standard, A-rated flood coverage and exceptional service levels to every client. We promise fast quotation turnaround times, a permanently engaged problem-solving approach, and high-end claims service crafted to provide satisfaction. Throughout our constant collaboration with risk managers, we live up to our promise of Technology, Transparency, & Trust.