reThought is the most reliable source of flood risk and offers 3 programs: Residential, Commerical (binding authority), and Specialty (Commerical non-binding authority). This outlines everything you need to know about our specialty program.

High Values: >$1B TIV is just the start

There's not much our specialty team can't do. Large schedules and TIV over $1 Billion are welcome- primary, excess, quota share. Send us your simple to highly engineered classes of business and see what reThought can do.

Knowledgeable Team: Jim, Michelle, & Talonda

Backed by AM Best A-rated carriers- this team knows exactly what they are looking for and what will fit their guidelines. With over 67 years of combined experience, they are sure to help you find the unique coverage you need.

Program Details: What to expect before you submit

Unlike our commercial and residential programs, we don't have binding authority in specialty. Submissions may take longer to process, but we're still faster than most. The minimums of this program are as follows:

• Min Premium: $20k
• Min Deductible: $25k

For more details on our specialty program, please email flood@rethoughtinsurance.com or click on the link below to learn more.